Promo Playbook

Not all credit cards are the same. One of the first decisions you’ll make is choosing between a cashback card and a rewards card.

Cashback cards:

• Give you a percentage of your spending back as cash.

• Best for everyday expenses like groceries, gas, and utilities.

• Simple and easy to use.

Rewards cards:

• Let you earn points or miles every time you spend.

• Best if you love shopping, traveling, or dining out.

• More exciting if you enjoy redeeming perks.

How to choose:

• Go for a cashback card if you want straightforward savings.

• Pick a rewards card if you enjoy perks and don’t mind learning how to maximize them.

At the end of the day, the best card is the one that fits your lifestyle. Think about your spending habits, and let that guide your choice.